Saranac Hale Spencer reports:
The Third Circuit has reversed a district court on an issue that “implicates a core concern animating” the Fair Debt Collection Practices Act.
Convergent Outsourcing, a debt collection company, violated the FDCPA by including a consumer’s account number in the address window visible through the front of an envelope, the U.S. Court of Appeals for the Third Circuit ruled.
The district court had decided that the number would fall under a “benign language exception.” The Third Circuit didn’t dispose with the exception itself, but it did hold that a person’s account number wouldn’t be considered benign language.
Read more on The Legal Intelligencer.