Not only is the Lower Merion School District garnering increasing negative media coverage as new data emerges about the extent to which it used a webcam feature to take and store digital images of students in their homes and as an employee pleads the Fifth Amendment, but it seems that Lower Merion’s own insurance company is declining to defend it. From Courthouse News:
Despite the Lower Merion School District’s $1 million policy, Graphic Arts Mutual Insurance claims it has no obligation to defend the district from a lawsuit accusing it of spying on students and families through Webcams in students’ school-issued computers, in Philadelphia Federal Court.
You can read the complaint on Courthouse News. Basically, Graphic Arts argues that the actions alleged in the lawsuit filed by the Robbins family are not “personal injury” or otherwise do not fall under any of the covered provisions in the district’s $1,000,000 insurance policy. Therefore, the insurance company argues, they should not be required to defend the district or be on the hook should the district lose in the civil suit against it.